MiniPay: Global Money App

Content rating
Everyone
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All You Need To The New App MiniPay: Global Money App

MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.
Hold USDT. Send money globally. Cash out in local currency. 66 Countries
Updated on
Aug 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 4 others
  • This app may collect these data types
    Personal info, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

37.1K reviews
Ken Wilcox
August 22, 2026
They recently updated their system which led to a friend creating 2 accounts: one for his email and thr other for his phone number. Tried sending him money via the app by using the same method with his phone but he didn't receive the money that same day due being frozen in the account. My friend tried contacting customer service but they literally took them almost 24 hours to respond. When they finally responded, they told him that "the money will be released in a month". Don't use this app!
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Bwmxmd
August 10, 2026
I've been using Mini Pay for a while and always had a good experience, but I'm currently facing an issue. I made a transfer almost 6 days ago and it still hasn't reached the recipient. I've tried reaching out to support via email a few times, but I haven't received any reply yet. I understand delays happen, but I would really appreciate some clarity on what's going on with my transaction. A quick response or update from the team would mean a lot. Hoping this gets resolved soon.
7 people found this review helpful
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Aaron Jei Fontanilla
August 22, 2026
I'm rating this lower until I get an answer. Whenever I try to withdraw my measly savings in Kiln, it will say transaction failed. And if I press the red x, it says "the contract function "redeem" reverted with the follo..." and the error just ends there. I'm also raising awareness for anyone who uses this app. Do NOT use the Kiln function of this app until they fix whatever this error is.
1 person found this review helpful
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Opera
August 22, 2026
Thank you for sharing your experience with the Kiln withdrawal process. We recognize the concern with the error message and value your feedback. We're committed to addressing this issue and hope for a positive resolution soon!

What’s new

We're always working to make MiniPay better. This update includes performance improvements and bug fixes.